Retirement is not what it used to be. More and more people over the age of 65 continue to work as life expectancy increases and they remain productive, vibrant and youthful.
Angela J Joell is an Education and Investment Manager in Life & Pensions at Argus. However, she still finds the time and drive to help small business owners in Bermuda...
Christina Sgobba is the founder and owner of Lemoncello, a Bermuda-based design studio that specialises in creating bespoke graphics with local artists for small businesses...
Managing Type 1 or Type 2 diabetes can feel overwhelming, but it needn’t be. You can stay healthy by regularly scheduling essential tests, knowing your numbers and learning...
When you are expecting a child, it is important that you obtain the support and care you need to remain healthy and at ease. While there can be much to consider during...
Starting this Bermuda Day, Argus is the lead sponsor of the 110th Bermuda Half Marathon Derby. And we’re beyond thrilled to be a part of this event, especially on the Derby’s...
Every year, Argus reviews its current health policies and makes revisions needed to keep up with Bermuda’s rapidly changing healthcare system to ensure that Argus members have...
During hurricane season, which runs from June 1 to November 30 every year, Bermudian residents know to keep a weather eye for tropical activity in the Atlantic, which could...
We all know the importance of insuring our home, home contents, business property or loss of profit in the event of an interruption; what some people do not realize is that...
In the last decade, new technology innovations and an increased demand for ‘instant’ service and supply has led to a transformation of global business with many people...
Health insurance is important; it provides financial security in the event of serious illness or an accident that can, unfortunately, happen to anyone at any time. With annual...
Escape of water or water leaking are the technical terms that apply to water that has come from a burst pipe or appliance in your home or business premises. This can...
Home is where the heart is, and the kitchen is the heart of the home where family congregate for dinner and time spent preparing meals. Did you know more home fires start in...
The entrepreneurial spirit is alive and well in Bermuda and, as a result, there are many small businesses on the island from electricians, to plumbers, to florists, to...
By now we have all heard the statistics. In the past 10 years, Bermuda has seen nearly 10,000 injuries and 118 deaths due to traffic accidents. It’s been declared an...
In May 2017, I had the pleasure of speaking at an ISACA Bermuda panel on the Internet of Things (IoT) in my capacity as the Head of Innovation and Technology at Argus. As part...
According to the Department of Marine and Ports Services, there are approximately 7,000 private boats registered in Bermuda. And it’s no surprise; owning a boat in Bermuda...
A will is essential to alleviate any uncertainty about who will receive your estate or how it will be split up when you die. It will also avoid additional legal costs for...
According to the Bermuda Police Service 2016 Crime Statistics Report there were 551 residential burglaries and 770 motor vehicle thefts in 2016. With an annual hurricane...
Saving for the future is easier than you may think. However, many still struggle with the basics. Everyone can organise their finances in a way to meet their long-term needs...
Planning for retirement is not the time for guessing games. One may make important decisions based on the opinions of others, only to later find out that they were wrong!...
It’s the small pleasures in life: with your windows rolled down and Bermuda’s beautiful beaches on display out of your window, driving is fun in Bermuda! However, a good...
You’re 50! Congratulations! Fortunately, these days, 50 is still considered young and you have a lot of life ahead of you. And you won’t be alone: as of last year, the average...
Having a baby is an exciting and life-changing event. Whether it’s your first child or you are growing the pack, there are some basic financial considerations to think about...
How many times have you been to the doctor’s office and left feeling overwhelmed? Most doctor’s appointments are only between 15 and 30 minutes long, and there is a lot to...
With life expectancy increasing, you could live for approximately 20 years or more after you turn 65. As a rule of thumb, we estimate that you will need 70% of your working...
There are so many TV shows out there that offer contestants the chance to win big prizes. Have you ever watched the show Who Wants to Be a Millionaire. In less than an hour, a...
Everyone knows that driving safe and avoiding distractions are things we should do — we definitely haven’t met anyone who was happy to be dealing with insurance claims and a...
Millennials are a generation so different from any generation before them, they are hard to pin down. And if you were born between the mid-1990s and the early 2000s, you are...
Car maintenance is far more than keeping your car looking good on the road it’s about keeping you, other road users and pedestrians safe. Like any machine, taking care of its...
Historians know the importance of studying the past so that we do not repeat the same mistakes. Every year, as residents of Bermuda, we collectively navigate hurricane season...
Hurricane season in Bermuda is from June through November. Experts predict that the 2016 season will be slightly more active than the average hurricane season. In fact, the...
The America’s Cup is one of the world’s most prestigious sailing events. For sailors, being a part of a team competing in the races is both an honour and a privilege. It’s...
If you are in the market to buy a car, congratulations! It is an exciting decision and one that takes time. Most likely, you’ve been saving up for this big purchase and have...
To fully appreciate the professional administrator, we must first understand their role. Professional administrators are many things, including gate keeper, time keeper,...
Bermuda is well known as being an insurance and reinsurance hub. With so many (re)insurance companies that operate here, most Bermudians are well aware of the conventional job...
It’s easy to write off fresh fruit and vegetables as “too expensive”. In many ways, it doesn’t seem right to pay $9 for a small packet of fresh berries, especially when the...
Eating enough fruits and vegetables each day is often an effort, but trying to get our kids to eat fruits and vegetables can be an outright challenge! This is especially true...
As we become more aware of the importance of healthy living, many of us strive to improve our diet – cutting fats and sugar, increasing fruits and vegetables – almost...
Experts recommend eating five to nine servings of fruits and vegetables each day. To some of us, this is second nature, but to others it seems like quite a challenge. Below...
Distinguishing between a need and a want is pretty simple until you find yourself in the middle of the frozen food aisle at the Marketplace with Ben and Jerry calling your...
Are you dealing with massive credit card balances? While there is no quick-fix solution to get out of debt, there may be some small changes that you can make in your financial...
Every year we hear about Hurricane season and its effect on Bermuda. But what, exactly, is a hurricane? Sure, we know it’s a powerful storm that can do a lot of damage, but...
Argus is in the business of prevention. A key role of an insurance company is to prevent financial distress that could result from damages caused by natural disasters. If you...
Bermuda is no stranger to hurricanes. From the storm in 1609 that sent the Sea Venture crashing into our reefs, they have been a part of life on the Island. Here’s a look at...
The most recent crime statistics produced by Bermuda Police Service (Q3 2014) revealed that residential burglaries are on a five-year downward trend. ‘Crimes against property’...
Risk is a part of everyday life, as well as every commercial activity. However, minimising risk to a business is possible through careful planning and preventative action....
For individuals in their 20s, retirement is a distant dream. For those in their 30s and 40s, it’s a minor concern. For those 50 and beyond, it’s a reality that must be dealt...
How can you become better prepared for your golden years? Retirement planning is like any kind of forward-thinking exercise, you need to start with an end goal. In this case,...
Achieving financial independence in retirement is hard, but for those who lose their jobs just before they cross the finish line to retirement, it may now seem out of reach.
There are key steps to maximizing enjoyment of your retirement years through financial planning. Here are a few questions you should ask yourself to help ensure you secure...
Exercise is a key part of living a health life. Bermuda has a great deal of gym, exercise classes and organised races to choose from. For less expensive options, the rail...
Healthcare is ever changing with new treatments, technology, expectations and costs. Here in Bermuda, population health is at the forefront of the inspiring changes taking...
We all want to get the most out of life. For each of us, that can mean different things depending on our goals, abilities and lifestyles. But none of us can really accomplish...
As we plan to make changes to prevent illness and improve our current state of health, we know that fruits and vegetables are good for us to eat. Many people are unsure about...
Over the last few decades women have made tremendous advances in education, business and pay. As AFL Investments researched women’s attitudes towards investing however, we...
As all good employers know, a business is only as good as the people who work there. A main focus for employers and their human resource team, is to hire and retain quality...
The Employment Act, introduced in 2000, outlines the minimum standards of employment for individuals, including both Bermudian and non-Bermudian, working in Bermuda.
Although Bermuda is a low tax jurisdiction, employees may be subject to certain deductions from pay for taxes and other benefits. The payroll tax must be paid in respect of...
Every man has a prostate. Surprisingly, few men know about their prostate or the potential health issues that can occur with this gland. According to a study in the UK, 70 per...
Heart disease is a leading cause of death in Bermuda. In some cases, lifestyle changes can go a long way to protect your heart. For starters you can help to keep your blood...
Managing Type 1 or Type 2 diabetes can feel overwhelming, but it needn’t be. You can stay healthy by regularly scheduling essential tests, knowing your numbers and learning...
When you are expecting a child, it is important that you obtain the support and care you need to remain healthy and at ease. While there can be much to consider during...
Starting this Bermuda Day, Argus is the lead sponsor of the 110th Bermuda Half Marathon Derby. And we’re beyond thrilled to be a part of this event, especially on the Derby’s...
Every year, Argus reviews its current health policies and makes revisions needed to keep up with Bermuda’s rapidly changing healthcare system to ensure that Argus members have...
Health insurance is important; it provides financial security in the event of serious illness or an accident that can, unfortunately, happen to anyone at any time. With annual...
How many times have you been to the doctor’s office and left feeling overwhelmed? Most doctor’s appointments are only between 15 and 30 minutes long, and there is a lot to...
It’s easy to write off fresh fruit and vegetables as “too expensive”. In many ways, it doesn’t seem right to pay $9 for a small packet of fresh berries, especially when the...
Eating enough fruits and vegetables each day is often an effort, but trying to get our kids to eat fruits and vegetables can be an outright challenge! This is especially true...
As we become more aware of the importance of healthy living, many of us strive to improve our diet – cutting fats and sugar, increasing fruits and vegetables – almost...
Experts recommend eating five to nine servings of fruits and vegetables each day. To some of us, this is second nature, but to others it seems like quite a challenge. Below...
Exercise is a key part of living a health life. Bermuda has a great deal of gym, exercise classes and organised races to choose from. For less expensive options, the rail...
Healthcare is ever changing with new treatments, technology, expectations and costs. Here in Bermuda, population health is at the forefront of the inspiring changes taking...
We all want to get the most out of life. For each of us, that can mean different things depending on our goals, abilities and lifestyles. But none of us can really accomplish...
As we plan to make changes to prevent illness and improve our current state of health, we know that fruits and vegetables are good for us to eat. Many people are unsure about...
Every man has a prostate. Surprisingly, few men know about their prostate or the potential health issues that can occur with this gland. According to a study in the UK, 70 per...
Heart disease is a leading cause of death in Bermuda. In some cases, lifestyle changes can go a long way to protect your heart. For starters you can help to keep your blood...
During hurricane season, which runs from June 1 to November 30 every year, Bermudian residents know to keep a weather eye for tropical activity in the Atlantic, which could...
We all know the importance of insuring our home, home contents, business property or loss of profit in the event of an interruption; what some people do not realize is that...
Escape of water or water leaking are the technical terms that apply to water that has come from a burst pipe or appliance in your home or business premises. This can...
Home is where the heart is, and the kitchen is the heart of the home where family congregate for dinner and time spent preparing meals. Did you know more home fires start in...
By now we have all heard the statistics. In the past 10 years, Bermuda has seen nearly 10,000 injuries and 118 deaths due to traffic accidents. It’s been declared an...
According to the Department of Marine and Ports Services, there are approximately 7,000 private boats registered in Bermuda. And it’s no surprise; owning a boat in Bermuda...
According to the Bermuda Police Service 2016 Crime Statistics Report there were 551 residential burglaries and 770 motor vehicle thefts in 2016. With an annual hurricane...
It’s the small pleasures in life: with your windows rolled down and Bermuda’s beautiful beaches on display out of your window, driving is fun in Bermuda! However, a good...
Everyone knows that driving safe and avoiding distractions are things we should do — we definitely haven’t met anyone who was happy to be dealing with insurance claims and a...
Car maintenance is far more than keeping your car looking good on the road it’s about keeping you, other road users and pedestrians safe. Like any machine, taking care of its...
Historians know the importance of studying the past so that we do not repeat the same mistakes. Every year, as residents of Bermuda, we collectively navigate hurricane season...
Hurricane season in Bermuda is from June through November. Experts predict that the 2016 season will be slightly more active than the average hurricane season. In fact, the...
If you are in the market to buy a car, congratulations! It is an exciting decision and one that takes time. Most likely, you’ve been saving up for this big purchase and have...
Every year we hear about Hurricane season and its effect on Bermuda. But what, exactly, is a hurricane? Sure, we know it’s a powerful storm that can do a lot of damage, but...
Argus is in the business of prevention. A key role of an insurance company is to prevent financial distress that could result from damages caused by natural disasters. If you...
Bermuda is no stranger to hurricanes. From the storm in 1609 that sent the Sea Venture crashing into our reefs, they have been a part of life on the Island. Here’s a look at...
The most recent crime statistics produced by Bermuda Police Service (Q3 2014) revealed that residential burglaries are on a five-year downward trend. ‘Crimes against property’...
Risk is a part of everyday life, as well as every commercial activity. However, minimising risk to a business is possible through careful planning and preventative action....
Retirement is not what it used to be. More and more people over the age of 65 continue to work as life expectancy increases and they remain productive, vibrant and youthful.
A will is essential to alleviate any uncertainty about who will receive your estate or how it will be split up when you die. It will also avoid additional legal costs for...
Saving for the future is easier than you may think. However, many still struggle with the basics. Everyone can organise their finances in a way to meet their long-term needs...
Planning for retirement is not the time for guessing games. One may make important decisions based on the opinions of others, only to later find out that they were wrong!...
You’re 50! Congratulations! Fortunately, these days, 50 is still considered young and you have a lot of life ahead of you. And you won’t be alone: as of last year, the average...
Having a baby is an exciting and life-changing event. Whether it’s your first child or you are growing the pack, there are some basic financial considerations to think about...
With life expectancy increasing, you could live for approximately 20 years or more after you turn 65. As a rule of thumb, we estimate that you will need 70% of your working...
There are so many TV shows out there that offer contestants the chance to win big prizes. Have you ever watched the show Who Wants to Be a Millionaire. In less than an hour, a...
Millennials are a generation so different from any generation before them, they are hard to pin down. And if you were born between the mid-1990s and the early 2000s, you are...
Distinguishing between a need and a want is pretty simple until you find yourself in the middle of the frozen food aisle at the Marketplace with Ben and Jerry calling your...
Are you dealing with massive credit card balances? While there is no quick-fix solution to get out of debt, there may be some small changes that you can make in your financial...
For individuals in their 20s, retirement is a distant dream. For those in their 30s and 40s, it’s a minor concern. For those 50 and beyond, it’s a reality that must be dealt...
How can you become better prepared for your golden years? Retirement planning is like any kind of forward-thinking exercise, you need to start with an end goal. In this case,...
Achieving financial independence in retirement is hard, but for those who lose their jobs just before they cross the finish line to retirement, it may now seem out of reach.
There are key steps to maximizing enjoyment of your retirement years through financial planning. Here are a few questions you should ask yourself to help ensure you secure...
Over the last few decades women have made tremendous advances in education, business and pay. As AFL Investments researched women’s attitudes towards investing however, we...
In the last decade, new technology innovations and an increased demand for ‘instant’ service and supply has led to a transformation of global business with many people...
The entrepreneurial spirit is alive and well in Bermuda and, as a result, there are many small businesses on the island from electricians, to plumbers, to florists, to...
In May 2017, I had the pleasure of speaking at an ISACA Bermuda panel on the Internet of Things (IoT) in my capacity as the Head of Innovation and Technology at Argus. As part...
The America’s Cup is one of the world’s most prestigious sailing events. For sailors, being a part of a team competing in the races is both an honour and a privilege. It’s...
To fully appreciate the professional administrator, we must first understand their role. Professional administrators are many things, including gate keeper, time keeper,...
Bermuda is well known as being an insurance and reinsurance hub. With so many (re)insurance companies that operate here, most Bermudians are well aware of the conventional job...
As all good employers know, a business is only as good as the people who work there. A main focus for employers and their human resource team, is to hire and retain quality...
The Employment Act, introduced in 2000, outlines the minimum standards of employment for individuals, including both Bermudian and non-Bermudian, working in Bermuda.
Although Bermuda is a low tax jurisdiction, employees may be subject to certain deductions from pay for taxes and other benefits. The payroll tax must be paid in respect of...
Angela J Joell is an Education and Investment Manager in Life & Pensions at Argus. However, she still finds the time and drive to help small business owners in Bermuda...
Christina Sgobba is the founder and owner of Lemoncello, a Bermuda-based design studio that specialises in creating bespoke graphics with local artists for small businesses...
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