Hurricane Preparedness



Hurricanes are strong storms that can be life-threatening as well as cause serious property-threatening hazards such as flooding, storm surge, high winds and tornadoes. Preparation is the best protection against the dangers of a hurricane. Know the difference between the threat levels and plan accordingly.

What to do before the storm

  • Check on your elderly neighbours
  • Secure or bring inside all outdoor objects that could be blown around by high winds: BBQ, garbage cans, lawn furniture
  • Stock up on drinking water, canned goods, manual can opener and non-perishable foods
  • Make sure to have an adequate supply of your prescription drugs
  • Fill your bathtubs and buckets with water to flush toilets
  • Make sure your portable radio is working. Stock up on extra batteries
  • Check that your flashlights are in working order and that you have enough bulbs and batteries
  • Locate your emergency candles and matches
  • When using candles, guard against fire by keeping a bucket of sand to absorb small fires or smother flammable liquids
  • Plug downpipes on the roof to prevent salt water contamination if you can easily do so without causing personal injury
  • Close your shutters/blinds or board up your windows.
  • Charge your cell phone
  • Fill your car and/or bike with gas
  • Park cars away from the house and large trees
  • Unplug electrical appliances
  • Secure your boat, check the up-chain and bridle of your boat mooring
  • Fill your cooler with ice
  • Have some sturdy working gloves and large trash bags on hand
  • Bring in all pets with plenty of time to spare
  • Have a household fire extinguisher at hand
  • Ensure all insurance premiums for home and contents are paid

What to do during the storm

  • Do not take unnecessary risks and stay away from windows and sliding glass door
  • Listen to the radio for updates (playing a board game can help pass the time)
  • Open one window a couple of inches on the leeward side of the building away from the approaching storm
  • If the ‘eye’ passes directly over the island remember to switch windows, as the winds will return from the opposite direction

What to do after the storm

  • Clear your driveway and street
  • If you have sustained damage contact Argus as soon as possible. To help with the assessment of your damage, take photographs and create an inventory of the damage
  • Check on your elderly neighbours
  • Listen to the radio to find out how best to proceed
  • Obtain estimates, but do not be rushed into signing repair contracts. Deal with reputable contractors. If you’re unsure about a contractor’s credentials, contact Argus
  • Never pay the entire amount before repairs are completed.  Reputable contractors will not demand huge down payments
  • Get a receipt for everything
The above advice has been compiled from our experience of previous storms and has proved helpful in the past. However, every storm is different and every resident faces different issues. If any damage is suffered during a severe storm, even after following this advice, Argus is only responsible to the extent provided in any policy issued to the injured party. Likewise, if there was advice that could have been included in this advisory and was not, Argus is only responsible for any damage incurred due to a severe storm to the extent provided in any policy issued to the injured party. Under no circumstances does Argus accept any liability of any kind suffered by any person who may rely upon this advice but who does not hold a policy of insurance issued by Argus in respect of windstorm perils.