
Annual Health Check-ups
Annual health check-ups are a proactive way to catch potential issues early, ensuring you stay healthy and avoid more serious problems down the line.
| 
			 Benefit  | 
			
			 Description  | 
			
			 Approved Providers  | 
		
| 
			 Annual Physical Exams  | 
			
			 Voluntary annual health examination (including gynecological exam) and associated diagnostic tests 
 Note that there is no co-pay at Island Health Services and Family Practice Group for GP and specialists visits including annual exams  | 
			
			 Local and Overseas General Practitioners, Specialists  | 
		
| 
			 Annual Eye Exam  | 
			
			 Annual eye exam and routine diagnostic testing  | 
			
			 Licensed ophthalmologist or optometrist  | 
		
| 
			 Annual Foot Exam  | 
			
			 Annual diabetic foot exam  | 
			
			 Registered chiropodist or podiatrist  | 
		
| 
			 Dental Exam every six months  | 
			
			 Complete diagnostic oral exam and preventive services including cleaning, polishing, and scaling  | 
			
			 Licensed dentist or dental hygienist under the supervision of a dentist  | 
		
Preventive Health Programmes & Services
Argus provides coverage for programmes that will assist in reducing health risks such as obesity and smoking.
| 
			 Benefit  | 
			
			 Description  | 
			
			 Approved Providers  | 
		
| 
			 HEALTH RISK REDUCTION  | 
			
			 
  | 
			
			 
  | 
		
| 
			 Allergy, Breathing & Hearing Counselling  | 
			
			 Individuals visits for the treatment of asthma, COPD, allergies and hearing disorders  | 
			
			 Certified Specialists  | 
		
| 
			 Complementary Alternative Therapies  | 
			
			 Individual massage therapy and acupuncture sessions  | 
			
			 Approved massage therapists  | 
		
| 
			 CORE Programme  | 
			
			 Individualised chronic disease management programme  | 
			
			 The Bermuda Heart Foundation/ CORE Health & Fitness Center  | 
		
| 
			 Diabetes Rewind Programme  | 
			
			 Approved diabetes specialist- supervised, 12-month programme  | 
			
			 Island Health Services & Bermuda Diabetes Association  | 
		
| 
			 Foot Exam  | 
			
			 Follow-up preventive foot exams  | 
			
			 Registered chiropodist or podiatrist  | 
		
| 
			 Medical Nutritional Therapy  | 
			
			 Individual and group sessions  | 
			
			 Registered Dietitians  | 
		
| 
			 Medical Weight Loss Management Programme  | 
			
			 Approved physician-supervised, medical weight management programme  | 
			
			 Bermuda Wellness & Outreach Center, Ocean Rock Wellness, Northshore Medical & Aesthetics Center, PFR Wellness/eFit  | 
		
| 
			 Physical Medicine  | 
			
			 Individual and group physio and occupational therapy sessions and may include complementary/ alternative therapy (depending on your benefit plan)  | 
			
			 Registered Physiotherapists and occupational therapists, approved complementary/alternative therapy providers  | 
		
| 
			 Smoking Cessation Programme  | 
			
			 Approved 4-week, group therapy programme to tackle the habit and emotional aspects of smoking  | 
			
			 Pathways Bermuda  | 
		
Mental Health & Wellness Resources
Argus provides coverage for resources that can help improve mental health. Our Thrive. Population Health & Wellness Programme offers tools to support employee wellbeing.
| 
			 Benefit  | 
			
			 Description  | 
			
			 Approved Providers  | 
		
| 
			 MENTAL WELLBEING  | 
		||
| 
			 Clinical Psychologist/Group Therapy  | 
			
			 Individual and group sessions  | 
			
			 Clinical Psychologist  | 
		
| 
			 Counselling  | 
			
			 Individual and group sessions  | 
			
			 Counsellors under the supervision of a Clinical Psychologist  | 
		
| 
			 Student Hotline  | 
			
			 Robust mental health support for Argus students studying overseas with 24/7 confidential counselling via phone or app. Hotline Numbers: (U.S. and Canada) 1-855-649-8641; (Outside U.S. and Canada) 001-416-380-6578  | 
			
			 TELUS Health  | 
		
| 
			 App-based/Online Therapy Memberships  | 
			
			 Talk therapy membership service that allows communication via live chat, phone calls and video conferencing, available 24/7, in many languages.  | 
			
			 Approved virtual therapy platforms that include BetterHelp, TalkSpace, etc.  | 
		
| 
			 FREE THRIVE. HEALTH & WELLNESS RESOURCES  | 
		||
| 
			 Thrive. Case Management  | 
			
			 Voluntary, one-on-one care coordination service to support members in building the skills and confidence needed to take an active role in managing their chronic health conditions. Email thrive.nurse@argus.bm to enrol.  | 
		|
| 
			 Wellness Rewards  | 
			
			 With our mobile app, earn $5 for hitting your weekly target of 150 active minutes. That’s up to $260 per year!  | 
		|
| 
			 On-site Health Screenings  | 
			
			 15-minute, private appointments with our Thrive. Nurses and partners, which include blood pressure and blood sugar measurements, mental health screening, and musculoskeletal screening.  | 
		|
If you have questions about approved providers or want to learn more about the benefits available to you, contact us at (441) 298-0888 or insurance@argus.bm.




                        

