As our premium policy offering, Guardian offers members the highest level of coverage and service available. Guardian is best for those who desire flexibility in their healthcare choices and enhanced coverage for overseas medical expenses.
The Lighthouse plan offers members the same level of coverage as Guardian for services received in Bermuda, but with some coverage limitations for overseas medical expenses. Lighthouse is best for those who desire flexibility in their healthcare choices.
The Signal plan offers affordable coverage for the healthcare needs of many people. This basic plan provides employers with a menu of choices and is best for those who want a lower-cost, high-quality policy.
Benefits explained on this website provide a brief summary of our standard Group Health Plans and are subject to limitations and policy maximums. Full terms and conditions are provided in the Master Policy.