Commercial Contractors Insurance

Protection against legal liability and material damage for construction, maintenance, installation or repair services.

Coverage is offered on a job-by-job or annual basis in Bermuda. Additionally, contractors insurance policies can be held jointly between the property owner and the contractor, or by either individually.


Contractors Insurance: What Does It Cover


Material Damage

Argus indemnifies against the loss of damage to contract works (property in the course of construction), construction plant, equipment, tools, temporary buildings and other things used in connection with the contract work; employees’ personal effects and tools.

Public Liability

Our Construction Insurance helps contractors pay compensatory damages for: accidental injury to a member of the general public; accidental loss or damage to third party property; accidental obstruction, trespass or nuisance.

Legal Costs and Expenses

Argus offers commercial contractors coverage for the cost of defending and settling a liability case.

Flexible Limits

Liability limits are flexible to suit the needs of your business.

Debris Removal

Our construction insurance includes coverage for the cost of debris removal following a loss.

Professional Fees

Coverage for architects’, surveyors' and engineers' fees necessary for the reinstatement of the property are included.

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