Health Plan Resources for Employers

Information on your group health plan

We’re here to help make this year’s health renewal process as simple as possible. Here are
some of the important things you need to know:



Staying Healthy

Taking care of your employee’s physical and mental wellbeing is a priority.

 

Join Wellness Challenges >
Support for Complex Health Needs >
Diabetes Care Checklist >
Pregnancy Support and Care >


Managing Your Benefits

Review your group plan online.

 

Argus Vantage for Employers >
Employer Health Portal >
Argus Vantage Video >


Access to Affordable Quality Care

Get the most out of your group plan.

 

Overseas Healthcare Management >
Telenurse Advice Line >


Educational Resources

We’re here to support you in every way we can.

 

COVID-19 Resource Centre >
Argus Vantage Video >
Argus Business Stories >
2020 Health Benefits – FAQs >


Staying Healthy

Taking care of your employee’s physical and mental wellbeing is a priority.

 

Join Wellness Challenges >
Support for Complex Health Needs >
Diabetes Care Checklist >
Pregnancy Support and Care >

Managing Your Benefits

Review your group plan online.

 

Argus Vantage for Employers >
Employer Health Portal >
Argus Vantage Video >

Access to Affordable Quality Care

Get the most out of your group plan.

 

Overseas Healthcare Management >
Telenurse Advice Line >

Educational Resources

We’re here to support you in every way we can.

 

COVID-19 Resource Centre >
Argus Vantage Video >
Argus Business Stories >
2020 Health Benefits – FAQs >


Health Renewal FAQs

With many businesses facing uncertainty caused by the COVID-19 pandemic, we are actively partnering with our clients to address their specific circumstances. Argus is here to help you adapt to these new challenges by offering flexible and meaningful solutions.

This year, we have chosen to issue a rebate to eligible clients, a decision based on the temporary positive impact on an otherwise normal three-year claims experience. Restricted access during the pandemic to certain services, particularly overseas care, meant we saw a decline in overseas claims last year.

Note that your policy is made up of two major components, Argus Supplemental Insurance and Government Mandated Standard Benefit/MRF. This rebate is derived 100% from the Argus component.

As we journey through COVID-19, our mission remains the same – to support our members with greater access to affordable, high quality care, while employing approaches that focus on better outcomes, remove wasteful practices and create long-term, sustainable savings.
The acquisition of Island Health Services and the Family Practice Group reinforced our commitment to support change in the Bermuda healthcare model, giving the patient access to the care they need, while controlling the escalating cost of healthcare. This was demonstrated with the no co-pay partnership received enjoyed by the Safeguard Plus plan members. Our Thrive. programme and telemedicine benefits further support the objective of a better healthcare model.

Every year we review benefits[1] to ensure that they meet the unique healthcare needs of our members.

  • This year we have introduced minimal, but meaningful, enhancements.
  • Oral Appliances – We have added coverage for oral appliances (used in the treatment of sleep apnea) at 80%, to a max of $3,000, every five policy years. The services must be pre-certified.
  • Neuropsychological Testing – A neuropsychological assessment is a formal comprehensive evaluation of cognitive abilities (e.g. memory, problem-solving, visual-spatial skills, attention, processing speed) that is done to understand brain-behaviour relationships (i.e. how the brain works) and is 100% covered for a maximum of one test, every 2 policy years.
  • COVID-19 Testing – Unlimited; details found here
  • COVID-19 Vaccination – Unlimited; details found here

1Depending on your healthcare plan


VIEW ALL FAQS >

We're giving rebates to qualifying policyholders

CONTINUE READING >

Healthcare after the pandemic

CONTINUE READING >

The new normal

CONTINUE READING >

THRIVE.

Our comprehensive wellness programme for you and your employees.

Learn More